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THE GOOD The major benefit of a credit card balance transfer is that it offers you the opportunity to save big bucks.
Balance transfers featuring zero percent offers are especially nice, but even a low-rate balance transfer can save you money if your current credit card interest rates are moderate or high.
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Transferring one or more current credit card balances to a zero percent interest rate card can help you more quickly pay off your creditors.
That's because your entire monthly payment will be going toward the principal, not the interest, helping you become debt-free faster.